The new B2B functionality via QR code offers entrepreneurs a simple way to make payments from one business to another: by scanning a QR code and authorizing the payment directly in Mobile MICB Business.

The money reaches the supplier’s account immediately, including in the evening, on weekends, and on public holidays, so the commercial transaction can continue on the spot without waiting for the next banking day.

With MIA B2B, the supplier sees the payment in just a few seconds and can immediately continue the commercial process.

For the paying company, things are just as simple: scan the QR code, check the automatically retrieved details, and authorize the payment in Mobile MICB Business.

How does MIA B2B via QR work?

1. The seller enters the amount and generates the QR code for payment. It can be displayed on a screen or printed on the bill or invoice.

2. The buyer scans the QR code with their phone camera, and on the NBM page selects the option intended for legal entities.

3. The buyer chooses Mobile MICB Business or the available banking app through which they want to make the payment, then checks the transaction details and confirms the payment there. If the payment requires several approvals within the company, the responsible persons can also review and authorize it through online banking. The purchase is completed before you can say “MIA”!

The payment is processed, and confirmation is available to both parties in just a few seconds.

The fee is paid by the paying company and amounts to 0.7% of the transaction value, but no more than 40 lei per transfer.

What are the benefits for your business?

With MIA B2B, the buyer scans the QR code and authorizes the payment, while the supplier receives the money in the account immediately. The buyer can collect the goods without delay, and the supplier can hand them over with peace of mind, having confirmation of payment on the spot and without the risk of not being paid on time.

Therefore, for businesses, the benefit is clear: fewer payment-related headaches and more on-time receipts.

Pay where you need to

Transactions do not happen only at the office. Sometimes, the need to make a purchase arises in a warehouse, workshop, field, at an exhibition, or at the supplier’s point of sale.

In such situations, there is no longer any need to send the payment details to the accounting department so that the transfer can be initiated later. The company representative scans the QR code, checks the information, and initiates the payment directly from the online banking application.

Buy on the spot, and keep your business moving without interruptions.

Pay when needed

Through MIA Instant Payments, the company can make payments 24 hours a day, 7 days a week, on weekends or outside regular business hours, whenever money has entered the account or the need arises, without depending on bank schedules or holiday calendars.

Likewise, you can sell 24/7, receive instant payments, and increase the pace of production and the speed at which money circulates within the company. Materials, equipment, consumables, or services—whatever you sell, you can now get paid more easily and without worrying about payment delays. Generate a QR code or a payment link, send it to the client, and the money can reach your account in a few seconds.

Where can B2B payments be useful?

B2B payments via QR code can be useful anywhere delivery and payment need to happen without delay: when handing over goods at the warehouse, when purchasing materials directly from the supplier, for paying for a repair at a service center, when buying equipment or consumables, on a construction site, at an exhibition, or when reserving a service.

MIA B2B simplifies payments so that the company’s activity can continue without delays. It is the most suitable solution when time matters.

MIA B2B for businesses on the move!