Optional accident insurance covers the bodily integrity or life of the Insured by granting him/her indemnities up to the insured amount.
Optional Accident Insurance
It is established subject to the need of the customer. The insurance amount can vary between MDL 10,000 and MDL 1,000,000.
24 hours a day, 7 days a week, wherever you are in or outside the Republic of Moldova, upon request.
It will be established subject to the insured amount, the age of the Insured, the risk group in which the activity carried out by the Insured falls, the requested coverage.
The optional accident insurance covers the bodily integrity or the life of the Insured, by granting him/her (or the Beneficiary, in case of death of the Insured) indemnities up to the insured amount, in the event of an accident, during the insurance period, resulting in the loss of his/her capacity for work, permanent disability or death.
The insurance shall cover the following risks:
- Death, as a result of an accident, in the amount of 100% of the insured amount.
- Severe disability, as a result of an accident, in the amount of 100% of the insured amount.
- Optionally: Traumas following an accident.
The insurance shall not cover the claims arising in the following situations:
- Any form of acute or chronic diseases (including heart attack, ictus, aneurysm ruptures and other lesions of organs, caused by hereditary pathologies or as a result of the disease progression).
- Infections, including food poisoning.
- Fractures, pathological dislocations, abdominal and disc herniation.
- Intoxication with alcohol, chemicals, toxic substances, medicines.
- Accidents caused intentionally, through negligence, in a state of alcohol intoxication, with a serious violation of safety rules.
Documents to be submitted for the conclusion of the insurance contract:
- – Identity documents of the insured persons.