Whether you need to make payments for your family, education, or other needs, you can now send money in euros to countries in the SEPA zone quickly, securely, and conveniently, directly from the MICB Mobile Banking app.

All you need is the recipient’s IBAN. The app offers an intuitive process, automatic IBAN validation, and transaction confirmation with maximum security.

Online SEPA Transfer Details

Currency: EUR

Source account: Moldindconbank card in euros

Maximum amount per transfer: EUR 10.000

– Transfers exceeding this amount are processed in accordance with applicable law, only upon presentation of supporting documents, and exclusively at bank branches

You can make transfers

In the Republic of Moldova:

– to your own accounts

– to other individuals, for legitimate purposes

to SEPA zone countries (all European Union member states + Iceland, Norway, Liechtenstein, Switzerland, the United Kingdom, Monaco, San Marino, Andorra, the Vatican, Serbia, Albania, Montenegro, North Macedonia)

– to your own accounts (while temporarily abroad)

– to individuals and legal entities, for legitimate purposes

Fees

Transfer amount up to EUR 1,000 – Fee: EUR 0.8

Transfer amount between EUR 1,000.01 and 10,000 – Fee: EUR 1

Payment Processing

on business days, between 8:30 AM and 4:00 PM

payments made before or after these hours will be processed on the next business day

How to make a SEPA transfer

1. Log in to the MICB Mobile Banking app

2. Go to “Payments” → “SEPA Payments in EUR”

3. Enter the recipient’s IBAN and details

4. Select the payment purpose

5. Choose the source account in EUR

6. Enter the amount

7. Confirm the transfer

8. The bank verifies and then processes the transfer, debiting the transfer amount and the fee from the card account chosen

You can check your completed transfers at any time under: “Payments” → “SEPA Payments in EUR”

Moldindconbank recommends using MICB Mobile Banking whenever you need to send money within the SEPA zone—for a fast, convenient, and secure experience, right from your phone.

Moldindconbank – mereu alături!