P2P Transfer

Online money transfer directly from the personal card to any other bank card issued in the Republic of Moldova or abroad (Mastercard or Visa).

P2P Transfer

Convenient

Fast card replenishment.

Free of charge

For P2P transfers through the bank’s systems.

Secure

A secure way to make transfers using the 3D-Secure technology.

Fast

Transfers are made in real time.

Possibilities

Money transfers from card to card, through P2P Transfer portal.

Money transfers from card to card through remote service system.

Money transfers between Visa or Mastercard cards, regardless of the payment system.

Money transfers in MDL, USD or EUR.

Money transfers in real time.

Transaction secured by the 3D-Secure technology.

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P2P Terms of Use

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Tariffs for servicing cards issued by other banks

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Web Banking User Guide

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Limits and tariffs of the P2P Transfer service:

Now, you can make money transfers from your personal Moldindconbank Visa or Mastercard card to any other Visa or Mastercard card issued by Moldindconbank (for individuals).

Besides you can make transfers in MDL, you can also transfer funds in EUR and USD, using the P2P Transfer service, regardless of the currency of the beneficiary’s card account.

Conditions, limits and tariffs for transfers between Moldindconbank cards
Transfer availability	Immediate
Limit per transfer between own cards	Unlimited
Daily limit of transfers between own cards	Unlimited
Limit per transfer to another person’s card issued by MICB	1.000 USD/transaction
Daily limit of transfers to another person’s MICB card	1.000 USD/day (in case of transfer from Debit Mastercard/Maestro or Visa Electron) 1.500 USD/day (in case of transfer from Mastercard Standard or Visa Classic) 2.000 USD/day (in case of transfer from Mastercard Gold/Visa Gold or Visa Platinum)
Commission per transfer charged to Sender	Free of charge

See here the General Banking Conditions for individuals

Now, you can make money transfers from your personal Mastercard/Visa card issued by Moldindconbank to any Mastercard/Visa card from the Republic of Moldova.

Attention! The transfer in the name of another person in foreign currency can only be made as a donation.

Conditions, limits and tariffs for transfers from cards issued by Moldindconbank to cards issued by other banks from the Republic of Moldova
Transfer availability	Immediate*
Limit per transfer	1,000 USD/ transfer – maximum amount of a transfer 200 MDL/ transfer – minimum amount of a transfer
Daily limit of transfers	1,000 USD/day (in case of transfer from Debit Mastercard/Maestro/Visa Electron) 1,500 USD/day (in case of transfer from Mastercard Standard/Visa Classic) 2,000 USD/day (in case of transfer from Mastercard Gold/Visa Gold or Visa Platinum)
Commission per transfer charged to Sender	1% + 1 EUR** – from Mastercard/Visa cards
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. Moldindconbank shall not be liable for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad. ** Entity servicing the beneficiary’s card has the right to charge commissions for card/card account replenishment. Moldindconbank shall not be liable for the amount and procedure for charging commissions by the beneficiary’s bank.

Now, you can make money transfers from your personal Mastercard/Visa card issued by Moldindconbank to any Mastercard/Visa card issued by a foreign bank.

Attention! The transfer in the name of another person in foreign currency can only be made as a donation.

Conditions, limits and tariffs for transfers from Mastercard/Visa cards issued by Moldindconbank to cards issued by other banks abroad
Transfer availability	Immediate*
Limit per transfer	1,000 USD/ transfer – maximum amount of a transfer 200 MDL/ transfer – minimum amount of a transfer
Daily limit of transfers	1,000 USD/day (in case of transfer from Debit Mastercard/Maestro/Visa Electron) 1,500 USD/day (in case of transfer from Mastercard Standard/Visa Classic) • 2,000 USD/day (in case of transfer from Mastercard Gold/Visa Gold or Visa Platinum)
Commission per transfer charged to Sender	1% + 1.5 EUR** – from Visa/Mastercard cards
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. Moldindconbank is not responsible for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad. **Entity servicing the beneficiary’s card has the right to charge commissions for card/card account replenishment. Moldindconbank shall not be liable for the amount and procedure for charging commissions by the beneficiary’s bank.

Now, you can make money transfers from your personal Mastercard/Visa card to any Mastercard/Visa card issued by Moldindconbank or another bank in the Republic of Moldova.

Attention! The transfer in the name of another person in foreign currency can be made for donation purpose only.

Conditions, limits and tariffs for transfers from Mastercard/Visa cards issued by other banks from the Republic of Moldova to cards issued by Moldindconbank or other banks from the Republic of Moldova
Transfer availability	Immediate*
Limit per transfer	14,000 MDL/transfer – maximum amount of a transfer 200 MDL/transfer – minimum amount of a transfer
Daily limit of transfers	14,000 MDL/day**
Commission per transfer charged to Sender	1.7% + 0,5 EUR* – from Mastercard cards 1% + 1 EUR* – from Visa cards
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. The bank is not responsible for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad. **Daily limit of P2P transfers made from a Mastercard/Visa card to Mastercard/Visa cards issued by Moldindconbank or other banks from the Republic of Moldova. *** Entity managing the card of the sender/beneficiary of the P2P transfer has the right to charge commissions for the transfer to/replenishment of the card/card account. Moldindconbank shall not be liable for the amount and charging commissions by the sender ’s/beneficiary’s bank.

Now, you can make money transfers from your personal Mastercard/Visa card issued by any bank in the Republic of Moldova to any Mastercard/Visa card worldwide.

Important! If you have a Mastercard/Visa card issued by a bank in the Republic of Moldova and you want to make a transfer to a Mastercard/Visa card abroad, you shall register with any subdivision of the Bank by submitting your valid identity document and your card, from which you are going to make the transfer. The registration is required for each card. Once the card has been registered, it will not be necessary to register it again for subsequent transfer operations (P2P).

Attention! The transfer in the name of another person in foreign currency can only be made as a donation.

Conditions, limits and commissions for transfers from Mastercard/Visa cards issued by other banks from the Republic of Moldova to cards issued by a bank from abroad
Term of transfer	Immediate*
Limit per transfer	14,000 MDL/transfer – maximum amount of a transfer 200 MDL/transfer – minimum amount of a transfer
Daily limit of transfers	14,000 MDL/day
Commission per transfer charged to Sender	2.2% + 1.5 EUR* – from Mastercard cards 1% + 2 EUR* – from Visa cards
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. Moldindconbank shall not be liable for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad.

Now, you can make money transfers from your personal Mastercard card issued abroad to any Mastercard/Visa card issued by Moldindconbank or other banks from the Republic of Moldova.

Important! If you have a Mastercard card issued by a bank abroad and you want to make a transfer to another Mastercard issued by Moldindconbank, you shall register with any subdivision of the Bank by submitting your valid identity document and your card, from which you are going to make the transfer. The registration is required for each card. Once the card has been registered, it will not be necessary to register it again for subsequent transfer operations (P2P).

Attention! The transfer in the name of another person in foreign currency can only be made as a donation

Conditions, limits and tariffs for transfers from Mastercard cards issued by other banks abroad to Mastercard cards issued by Moldindconbank or other banks from the Republic of Moldova
Term of transfer	Immediate*
Limit per transfer	14,000 MDL/transfer – maximum amount of a transfer 200 MDL/transfer – minimum amount of a transfer
Daily limit of transfers	14,000 MDL/day
Commission per transfer charged to Sender	2% + 1 EUR
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. Moldindconbank shall not be liable for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad.

Now, you can make money transfers from your personal Mastercard card issued abroad to any other Mastercard/Visa card worldwide.

Important! If you have a Mastercard card issued abroad and you want to make a transfer to another Mastercard card issued by Moldindconbank, you shall register with any subdivision of the Bank by submitting your valid identity document and your card, from which you are going to make the transfer. The registration is required for each card. Once the card has been registered, it will not be necessary to register it again for subsequent transfer operations (P2P).

Attention! The transfer in the name of another person in foreign currency can only be made as a donation.

Conditions, limits and tariffs for transfers from Mastercard cards issued by banks abroad to Mastercard/Visa cards issued by banks abroad
Term of transfer	Immediate*
Limit per transfer	14,000 MDL/transfer – maximum amount of a transfer 200 MDL/transfer – minimum amount of a transfer
Daily limit of transfers	14,000 MDL/day
Commission per transfer charged to Sender	2.7% + 2 EUR
* P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int. payment system. Term, in which the amount transferred/credited to the card issued by another bank in the Republic of Moldova or abroad becomes available to the beneficiary, depends on the beneficiary’s bank. The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank. Moldindconbank shall not be liable for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad.

FAQ:

The transfer can be made within different payment systems, both of the issuing banks from the Republic of Moldova and those from abroad:

MasterCard card -> Visa card
VISA card -> MasterCard card

P2P transfers from VISA cards issued by foreign banks are not allowed by VISA Int.

P2P transfers can be made in one of three currencies: MDL/USD/EUR;
The currency of the transfer does not depend on the currency of the card account of either the sender or the beneficiary;
When the currency of the transfer does not match the currency of the card account, the currency will be converted automatically;
The transfer in the name of another person in foreign currency can only be made as a donation.

P2P transfer/Mastercard/Visa card replenishment is subject to the rules of the Mastercard WorldWide or Visa Int payment system. Term, in which the amount transferred/charged to the card issued by another bank in the Republic of Moldova or abroad, becomes available to the beneficiary, depends on the beneficiary’s bank.

The money transfer from/to the card issued by another bank from the Republic of Moldova or abroad is the final responsibility of the card issuing bank . Moldindconbank shall not be liable for the failure to process or failure to process within a reasonable time the transfer to/replenishment of the card issued by another bank in the Republic of Moldova or abroad.