Goods Insurance

Goods insurance covers property interests of the Insured correlated with the goods insured against the insured risks.

is established by the Bank, according to the Mortgage Law.

is a period of 60 calendar months established by subsequent issuance of the policy for each insurance year.

is calculated based on the rates of the Insurer, taking into account factors such as: term of insurance, risk level and insured amount.

The goods insurance covers property interests of the Insured correlated with the goods insured against the insured risks.

Fire; explosion; lightning strike; flood; hurricane; typhoon; thunder strike; earthquake; intentional damages or destructions by third parties; fall of flying objects and/or their components on the insured goods.
Storm; underground water overflows; ice movement; mud torrent; snow avalanches; stone falls; landslides; whirlwind; frost; other natural phenomena besides storm; soil upheaval, soil movement or soil subsidence; hail; icy conditions, heavy snows; action of frost.
Illegal actions of third parties; hooliganism; vandalism; short circuit; action of underground fires; arson; explosions with dynamite or other explosive substances; explosion of steam boilers, gas tanks, machines, appliances and other similar devices; action of external water, rain; water from networks, aqueducts, pipelines, sewage systems, heating systems, fire-fighting systems; water ingress from neighboring rooms.
External action: accidents caused by means of transport or self-propelled vehicles; accidents caused by self-propelled towing watercraft or non-propelled watercraft, self-propelled floating engineering installations.

Documents to be submitted for the conclusion of the insurance contract:

– Identity card – for individuals.
– Excerpt from the Register of Legal Entities, issued by the State Chamber of Registration for legal entities.
– Asset valuation report or other documents certifying the actual value of the goods proposed for insurance.