In the first half of 2025, Moldindconbank achieved remarkable financial and operational results, confirming the trust it enjoys among its customers and partners. These achievements are the result of a balanced strategy focused on efficiency, responsibility, and proximity to the real needs of citizens.

On June 30, 2025, the bank’s total assets reached MDL 38.5 billion, up 6.5% from the beginning of the year. Equity capital reached MDL 6.3 billion, marking a 6.0% increase. The loan portfolio showed strong growth, rising to MDL 22.8 billion, and the total volume of deposits reached MDL 30.8 billion, up 7.4%. Moldindconbank recorded the highest growth in the system in terms of deposits of individuals, with MDL 1.7 billion over the first six months of 2025, with its market share increasing by 0.6 percentage points to 26.7%.

The bank consolidated its leading position in the market for issued bankcards, with a market share of 40% or 1.52 million cards in circulation, up 3% from the end of last year. At the same time, Moldindconbank holds a 47.44% market share in the social card segment, which reconfirms its major role in managing social payments at the national level. This development confirms the continued trust of customers and Moldindconbank’s leading position in this market segment.

During the same period, Moldindconbank stood out as the first choice for those who applied for mortgage loans, recording a market share of 33.0% and a balance of MDL 7.4 billion. The bank also continued to invest in digitalization, with the number of active users of electronic services exceeding 877,000.

Financial performance confirmed the efficiency of the business model: return on assets (ROA) was 3.48%, return on equity (ROE) was 21.50%, and the cost-to-income ratio (CIR) was 44.06%. At the end of the semester, the bank’s net profit reached MDL 679.1 million, while shareholders received dividends worth MDL 500.4 million, a gesture of transparency and respect for the invested capital.

“Our results are more than just numbers—they mirror the strong relationships we’ve built over time with our customers, partners, and shareholders. Moldindconbank keeps proving that efficiency and transparency can go hand in hand, offering financial solutions tailored to society’s real needs. Our success is directly linked to customer satisfaction and loyalty, which is why we maintain an open and ongoing dialogue, offering secure and high-performance services. We are committed to being close to the people who choose us, to offering them stability and supporting them in achieving their financial goals, thus contributing to the healthy development of the national economy,” Mr. Alexander Picker, Chairman of the Managing Board of Moldindconbank said.

Moldindconbank is part of the European financial group Doverie United Holding in Bulgaria, which owns 78.21% of the bank’s share capital, ensuring stability and governance in line with the highest international standards.

Moldindconbank – mereu alături!