Starting March 1, MIA instant payments are available for transfers between companies (B2B) directly on Moldindconbank’s MICB Business website. Through the MIA infrastructure, created by the National Bank of Moldova, legal entities can initiate and receive transfers in seconds, 24/7, with immediate payment confirmation and a generous limit of 500,000 lei.

What this means for your business:

Pay bills late at night or send advances on weekends.

Unlock deliveries on the spot, without waiting for the next business day.

Sales and purchases can continue non-stop, whether it’s a business day, weekend, or holiday.

You get paid faster by business customers, deliver faster, produce faster — you grow faster.

Transfers keep pace with your decisions, and your business no longer depends on the schedule of financial institutions.

Every Tuesday at 3 p.m., the NBM FinTech team holds free webinars for companies, where you can learn about the benefits of MIA and practical examples of its use, so that you know how to effectively integrate it into your business.

Log in here: https://meet.google.com/rws-ybdw-gfb

In an environment where speed matters, payments should not slow down business. MIA B2B instant payments give you control over when money leaves and arrives, supporting a continuous and predictable cash flow. In practice, relationships with suppliers become more fluid, orders are confirmed faster, and receipts and payments flow steadily. Cash flow becomes stable, teams make decisions without administrative delays, and you gain time and flexibility — without putting your business on hold.

Many companies already collect instant payments from individuals. The novelty is that, through MICB Business web, you can now receive and send instant payments between businesses, 24/7, and the bank’s commission for transfers between companies that use Moldindconbank is fixed at 2 lei.  If you make a transfer to a company that is not a Moldindconbank customer, the commission is 0.7%, but no more than 40 lei per transfer, paid by the payer.

Activate and use MIA instant payments on MICB Business web. Find out how you can use this tool more efficiently.