Credit Online
100 000 MDL
up to 60 months
9%
Annual interest
rate
Effective annual
interest rate
Commission on early repayment
One-time granting
fee
Why choose Credit Online?
No bank visits;
Get your credit 100% online;
Available wherever you are, directly from the mobile app;
You get your money fast, within minutes;
Directly on your card;
Pay the credit only by replenishment the card.
How to get credit
Apply in the mobile app
Choose the term and amount you need
Sign the credit contract
Read and sign the contract, using your unique password
Receive the money directly on your card
Choose the card to receive the money and enjoy it
Resident of Moldova: citizen of Moldova, foreign citizen or person without citizenship (stateless person), with permanent residence in Moldova, who holds appropriate identity document, issued by the authorized bodies of Moldova, valid at the time of applying for the loan.
Aged between 20 and 60 years.
Holder of a debit card in MDL issued by Moldindconbank, except for the social card.
Current needs that do not contravene the legislation in force (e.g. treatment, studies, tourism, home repair, other all-purpose needs, etc.).
*Representative example (preferred customer): For a loan of 50 000 MDL, contracted for a period of 60 months, the annual interest rate (fixed) will be 9%, monthly payment – 1 035,0 MDL, effective annual interest rate – 9,37%, and total amount to be repaid – 62 099,82 MDL.
We inform you that by contracting a loan you are responsible for its repayment. Thus, we recommend that you check your ability to pay. Manage your money carefully. Make sure you pay your loan on time.
FAQ:
The maximum cumulative amount of the requested credit and of te balances of unsecured loans, contracted with BC “Moldindconbank” S.A., will not exceed 100 000 lei, depending on the monthly income.
It is enough to apply directly in the bank’s mobile application, indicate the required term and amount and confirm the credit.
It is only necessary to replenish the card initially chosen for receiving/paying the credit.
The money will be transferred directly to the card account chosen by you when applying for the credit.
The interest rate is applied to the daily balance and it is daily calculated, from the date of disbursement of the Credit up to and including the date of full payment of the debt on the Credit (inclusive), on the basis of the 365-day calendar year (366 days in leap year).
For credit agreements with fixed interest rates, the interest rate does not change during the term of the credit agreement.
The borrower is entitled at any time to repay in full or partially the credit received in advance, subject to an early repayment charge.