Please inform your partners that it is mandatory to include the full name of the beneficiary when initiating foreign currency transfers (for legal entities: the complete company name, for individuals: the full first name, middle name (if applicable) and last name).

In addition, the destination/purpose of payment must be clearly indicated, along with references to the supporting documents that form the basis of the transfer.

Please note that Moldindconbank generates an IBAN (International Bank Account Number) for all foreign currency accounts. The IBAN replaces the customer’s account number in all transfers executed via the SWIFT network and the SEPA infrastructure (both outgoing and incoming).

In accordance with the amendments to the Regulation on credit transfer, direct debiting, and the assignment of IBAN codes, approved by Decision of the Executive Board of the National Bank of Moldova No. 108 of 08.06.2023, the use of the IBAN is mandatory.

Transfers submitted without an IBAN, with an incorrect or incomplete IBAN, or with an incomplete, incorrect, or missing beneficiary name will not be executed. Such transfers will be returned to the payer, and the transferred amount will be subject to applicable fees.

For further details regarding Moldindconbank’s payment instructions, please contact the branch where you maintain your accounts.