Agricultural loan for working capital
1/2 of the average sales revenue
MDL 2,000,000
Up to 24 months
Up to 6 months annually
Economic entities with the status of individual (Peasant Households, Individual Enterprises/Individual Entrepreneurs), whose main type of activity is agriculture.
Legal entities, regardless of their organizational and legal form, whose main type of activity is agriculture.
Without real estate collaterals ā MDL 2,000,000.
With real estate collaterals ā depending on the income earned.
Purchase of raw material/materials necessary for the establishment and maintenance of agricultural crops.
Maintenance of vineyards and orchards.
Preparation of the soil, seeds, fodder, maintenance of the crop, collection of the crop.
Payment of repair services for agricultural machinery and equipment.
Redemption/refinancing of the credit granted by other financial institutions, whose purpose under the loan agreement is the financing of the current activity in the agricultural field.
Other needs of the customer related to its current activity, etc.
The interest rate and related Ā charges are set according to the lending rates in force.
How to get the loan
Fill out the loan application form.
The Bank will determine its creditworthiness and the necessary documents.
Analysis of the potential debtor.
The Bank analyzes the potential debtor.
Loan approval.
Drafting the loan, pledge/mortgage agreement.