FACEM Investiții BGK

The product is supported by the European Union, managed by Bank Gospodarstwa Krajowego (BGK) and implemented by the Government of the Republic of Moldova, in cooperation with the Organization for Development of Entrepreneurship (ODA) and Solidarity Fund PL in Moldova
Maximum amount

up to the equivalent of EUR 375 000

Term

until 28.02.2031

Grace period

up to 12 months

Currency

MDL/EUR

Interest rate

5,5%-MDL
4,5%-EUR

Own contribution

0% of the project value

Micro, Small and Medium Enterprises (SMEs) that are:

classified according to Law No. 179 of July 21, 2016 on Small and Medium Enterprises – FACEM resources.

classified under the conditions set out in Annex No. 1 of Commission Regulation (EU) No 651/2014 of June 17, 2014 European – BGK resources.

Financing investment projects of MMEs investing in equipment, machinery, plant and buildings:

which improve energy efficiency and reduce energy consumption.

that support a shift from traditional energy sources, such as fossil fuels, to renewable and sustainable energy sources.

that help build climate resilient infrastructure, protect vulnerable ecosystems, adapt agriculture and water resource management practices.

Minimum amount – the MDL equivalent of EUR 5 000,

Maximum amount – the MDL equivalent of EUR 375 000, of which:

a) up to EUR 250 000 – from BGK resources;
b) up to MDL 2 500 000 – from FACEM resources.

0.5% of the amount of the loan is charged for granting the loan.

Fees for the renegotiation and/or extension of the loan will be charged in accordance with the Bank’s Tariffs and Fees in force.

Beneficiaries of the financing product ”FACEM Investiții BGK” can access grants in the form of technical assistance, which are offered by Solidarity Fund PL as follows:

specialized trainings for entrepreneurs focused on financial literacy and business skills development.

business vouchers in the amount of 500 – 1000 EURO for the development of business plan.

study visits to Poland.