{"id":65908,"date":"2026-01-21T14:46:46","date_gmt":"2026-01-21T14:46:46","guid":{"rendered":"https:\/\/micb.md\/antreprenor-independent-freelancer\/"},"modified":"2026-02-24T09:32:17","modified_gmt":"2026-02-24T09:32:17","slug":"antreprenor-independent-freelancer","status":"publish","type":"page","link":"https:\/\/micb.md\/en\/antreprenor-independent-freelancer\/","title":{"rendered":"Offer for freelancers"},"content":{"rendered":"\n\t\t\t<section class='catalog-inner-page-hero-section'>\n            \t\t\t\t<div class=\"wrap\">\n\t\t\t\t\t<div class=\"breadcrumbs\"><span><span><a href=\"https:\/\/micb.md\/en\/\">Home<\/a><\/span>  <span><a href=\"https:\/\/micb.md\/en\/persoane-juridice\/\">Corporate banking<\/a><\/span><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t            <div class=\"wrap2\">\n                <div class=\"box\">\n                    \t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1352\" height=\"528\" src=\"https:\/\/micb.md\/wp-content\/uploads\/2026\/01\/f1.png\" class=\"desk-img\" alt=\"\" srcset=\"https:\/\/micb.md\/wp-content\/uploads\/2026\/01\/f1.png 1352w, https:\/\/micb.md\/wp-content\/uploads\/2026\/01\/f1-300x117.png 300w, https:\/\/micb.md\/wp-content\/uploads\/2026\/01\/f1-1024x400.png 1024w\" sizes=\"auto, (max-width: 1352px) 100vw, 1352px\" \/>\t\t\t\t\t                    <div class=\"content\">\n                        \t\t\t\t\t\t\t<h1 style=\"color: #ffffff;\">\n\t\t\t\t\t\t\t\tThe complete solution for independent entrepreneurs\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t                                                                        <div class=\"content-footer\">\n                                                            <a href=\"https:\/\/micb.md\/pachetul-business-plus\/\" class='button'>\n                                    &#8220;Business Plus&#8221; package                                 <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\n\n<style>\n    :root {\n        --padding_desktop_top_btit:px;\n        --padding_desktop_bottom_btit:px;\n        --padding_mobile_top_btit:px;\n        --padding_mobile_bottom_btit:px;\n    }\n\n    .add_settings_btit {\n                    }\n\n    @media(max-width: 767px) {\n        .add_settings_btit {\n                                }\n    }\n<\/style>\n\n            <section class='page-title add_settings_btit' style=\"background-color: #ffffff; \">\n            <div class=\"wrap\">\n                \n                                    <h3>\n                        Are you already an independent entrepreneur (freelancer) or planning to register as one?                     <\/h3>\n                                                    <div class=\"desc\">\n                        <p>Moldindconbank is here to support you every step of the way on your business journey, offering the <strong>\u201cBusiness Plus\u201d<\/strong>\u00a0package \u2014\u00a0<strong>free for the first 6 months*<\/strong>.<\/p>\n                    <\/div>\n                            <\/div>\n        <\/section>\n    \n\n<style>\n    :root {\n        --padding_desktop_top_bch:px;\n        --padding_desktop_bottom_bch:-20px;\n        --padding_mobile_top_bch:px;\n        --padding_mobile_bottom_bch:px;\n    }\n\n    .add_settings_bch {\n                            padding-bottom: var(--padding_desktop_bottom_bch);\n            }\n\n    @media(max-width: 767px) {\n        .add_settings_bch {\n                                }\n    }\n<\/style>\n            <section class='check-list-section add_settings_bch'>\n            <div class=\"wrap\">\n                                    <h3>\n                        Benefits of the &#8220;Business Plus&#8221; package:                    <\/h3>\n                                <div class=\"list\">\n                                            <div class=\"item\">\n                            <p>Account servicing \u2013 <strong>free for 6 months*<\/strong>;<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p>Issuance and monthly maintenance of <strong>one corporate card<\/strong> \u2013 free of charge;<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p><strong>Three accounts included<\/strong> in the package: one card account in MDL, one current account in MDL, and one foreign currency account;<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p>Authentication of signature and stamp \u2013 <strong>free of charge<\/strong> (at account opening);<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p>Document review for account opening \u2013 free of charge;<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p>Connection to\u00a0<strong>MICB Business<\/strong>\u00a0\u2013 free of charge;<\/p>\n                        <\/div>\n                                            <div class=\"item\">\n                            <p>Access to other included services according to the package.<\/p>\n                        <\/div>\n                                    <\/div>\n            <\/div>\n        <\/section>\n    \n\n<style>\n    :root {\n        --padding_desktop_top_bsd:px;\n        --padding_desktop_bottom_bsd:-20px;\n        --padding_mobile_top_bsd:px;\n        --padding_mobile_bottom_bsd:px;\n    }\n\n    .add_settings_bsd {\n                            padding-bottom: var(--padding_desktop_bottom_bsd);\n            }\n\n    @media(max-width: 767px) {\n        .add_settings_bsd {\n                                }\n    }\n<\/style>\n\n            <section class=\"simple-desc-section add_settings_bsd\" style=\"background-color:#ffffff;\">\n            <div class=\"wrap\">\n                <div class=\"text long\" style=\"color:#000;\">\n                    <p>Full details about the package: <a href=\"https:\/\/micb.md\/en\/pachetul-business-plus\/\">https:\/\/micb.md\/en\/pachetul-business-plus\/<\/a><\/p>\n<p>* Free for the first 6 months for new clients.<\/p>\n                <\/div>\n            <\/div>\n        <\/section>\n    \n\n<style>\n    :root {\n        --padding_desktop_top_btit:+50px;\n        --padding_desktop_bottom_btit:-50px;\n        --padding_mobile_top_btit:px;\n        --padding_mobile_bottom_btit:px;\n    }\n\n    .add_settings_btit {\n                    padding-top: var(--padding_desktop_top_btit);\n                            padding-bottom: var(--padding_desktop_bottom_btit);\n            }\n\n    @media(max-width: 767px) {\n        .add_settings_btit {\n                                }\n    }\n<\/style>\n\n            <section class='page-title add_settings_btit' style=\"background-color: #f2f6f9; \">\n            <div class=\"wrap\">\n                \n                                    <h3>\n                        Who is a self-employed entrepreneur?                     <\/h3>\n                                                    <div class=\"desc\">\n                        <p style=\"text-align: justify;\">A self-employed entrepreneur is an individual who carries out independent economic activity without establishing a legal entity, benefiting from a simplified legal and tax framework. Starting January 1, 2026, the activity of freelancers will be regulated by a legal framework \u2013 <strong><u><a href=\"https:\/\/www.legis.md\/cautare\/getResults?doc_id=150415&amp;lang=ro\">the Law on independent economic activity of individuals (freelancers)<\/a>.<\/u><\/strong><\/p>\n                    <\/div>\n                            <\/div>\n        <\/section>\n    \n\n\r\n            <section class='ordered-card-list-section'>\r\n            <div class=\"wrap\">\r\n                                    <h3>\r\n                        Required minimum steps to become a self-employed entrepreneur (freelancer):                     <\/h3>\r\n                                <div class=\"list\">\r\n                                            <div class=\"card\">\r\n                            <div class=\"icon\">\r\n                                1                            <\/div>\r\n                                                            <div class='text'>\r\n                                    Apply for an electronic signature                                 <\/div>\r\n                                                    <\/div>\r\n                                            <div class=\"card\">\r\n                            <div class=\"icon\">\r\n                                2                            <\/div>\r\n                                                            <div class='text'>\r\n                                    Register as a freelancer                                 <\/div>\r\n                                                    <\/div>\r\n                                            <div class=\"card\">\r\n                            <div class=\"icon\">\r\n                                3                            <\/div>\r\n                                                            <div class='text'>\r\n                                    Open an account with Moldindconbank                                <\/div>\r\n                                                    <\/div>\r\n                                    <\/div>\r\n            <\/div>\r\n        <\/section>\r\n    \n\n\r\n            <section class='faq-section'>\r\n            <div class=\"wrap\">\r\n                                    <h3>\r\n                        Useful information                    <\/h3>\r\n                                                    <div class=\"list\">\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            Who can become a self-employed entrepreneur (freelancer)?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <p>Any individual who meets the following conditions can become a self-employed entrepreneur (freelancer):<\/p>\n<ul>\n<li>Is a citizen of the Republic of Moldova or has the legal right to reside and carry out activities in the country.<\/li>\n<li>Is at least 18 years old and has full legal capacity.<\/li>\n<li>Carries out professional activities individually, without establishing a legal entity (LLC, JSC, etc.).<\/li>\n<li>Has a valid electronic signature, which is required for online registration.<\/li>\n<li>Is officially registered through <a href=\"https:\/\/evo.gov.md\/acasa\/servicii\/initierea-unei-afaceri\/inregistrare-freelancer\"><u>the Public Services Portal<\/u><\/a> and is registered with the state.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Self-employed entrepreneurs operate independently, declare their income, and pay taxes in accordance with the legislation in force.<\/p>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            What are the steps to register as a freelancer?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <ol>\n<li>Filling out an online application form by logging on to:<\/li>\n<\/ol>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/evo.gov.md\/acasa\/servicii\/initierea-unei-afaceri\/inregistrare-freelancer\"><strong><u>EVO Portal<\/u><\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/evo.gov.md\/acasa\/servicii\/initierea-unei-afaceri\/inregistrare-freelancer\"><u>Public Services Portal, either from MCabinet<\/u><\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/evo.gov.md\/acasa\/servicii\/initierea-unei-afaceri\/inregistrare-freelancer\"><u>Public Services Agency \u2013 State registration of self-employed entrepreneurs<\/u><\/a><\/strong><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>The service is free and fast.<\/p>\n<ol start=\"2\">\n<li>Receipt of a State Identification Number (IDNO) and confirmation of registration in the State Register of Legal Undertakings.<\/li>\n<li>Request for an extract after registering as a freelancer. The extract can only be requested online and will be issued automatically (instantly) in electronic form. It can be downloaded from your personal account.<\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p>The name of the self-employed entrepreneur will be automatically generated based on the first and last name of the authenticated applicant as follows:<\/p>\n<ul>\n<li>Full name: Self-employed entrepreneur &#8220;First Name Last Name&#8221;,<\/li>\n<li>Short name: S.E. &#8220;First Name Last Name&#8221;.<\/li>\n<\/ul>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            What documents are required to open an account?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <ul>\n<li>Valid ID<\/li>\n<li>Extract from the State Register (Public Service Agency) \u2013 freelancer, in electronic form<\/li>\n<\/ul>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            What is the list of fields of activity authorized for freelancing (independent economic activity)?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <p>The list valid as of January 2026 (to be updated in the near future) can be accessed <a href=\"https:\/\/micb.md\/wp-content\/uploads\/2026\/02\/lista-domeniilor-de-activitate-freelancer.pdf\"><u>here<\/u><\/a>.<\/p>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            How is the activity of a self-employed entrepreneur (freelancer) managed?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <p>Freelancers in the Republic of Moldova who are self-employed do not need an accountant.<\/p>\n<ul>\n<li>The main new feature is the introduction of a flat tax of 15% on annual income, which will not exceed 1.2 million lei.<\/li>\n<li>For income exceeding the 1.2 million ceiling, a flat tax of 35% of annual income will apply.<\/li>\n<li>The flat tax will replace several payments at once: income tax, social security and health insurance contributions, as well as local taxes.<\/li>\n<li>The Tax Service will send the self-employed entrepreneur, by email, the Tax Payment Notice for the income declared by the 10th of the current month. The tax is to be paid by the 25th of the current month.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Recommendations for taxpayers:<\/p>\n<ul>\n<li>Check the tax payment notice.<\/li>\n<li>Comply with the payment deadline.<\/li>\n<li>Use electronic tax services to make payments.<\/li>\n<\/ul>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                                    <div class=\"accordion\">\r\n                                                                    <button class=\"accordion-header\">\r\n                                        <p>\r\n                                            What is the procedure for terminating a freelance business?                                        <\/p>\r\n                                        <div class=\"icon\"><\/div>\r\n                                    <\/button>\r\n                                                                                                    <div class=\"accordion-collapse\">\r\n                                        <ul>\n<li>The application for termination must be submitted exclusively online through the Public Services Portal (servicii.gov.md), using a valid electronic signature.<\/li>\n<li>Termination of activity is carried out by removal from the State Register of Legal Undertakings based on an online application.<\/li>\n<li>\u00a0The service is free of charge.<\/li>\n<li>\u00a0Removal is processed by Public Services Agency within 24 hours of submitting the application.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>Before submitting the application for termination, it is necessary to:<\/p>\n<ul>\n<li>declare all income earned;<\/li>\n<li>pay all related tax liabilities in full;<\/li>\n<li>close the accounts used for the respective activity (if applicable).<\/li>\n<\/ul>\n                                    <\/div>\r\n                                                            <\/div>\r\n                                            <\/div>\r\n                            <\/div>\r\n        <\/section>\r\n    ","protected":false},"excerpt":{"rendered":"","protected":false},"author":29,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-65908","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - 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