{"id":63411,"date":"2025-11-18T10:20:05","date_gmt":"2025-11-18T10:20:05","guid":{"rendered":"https:\/\/micb.md\/sepa\/"},"modified":"2025-11-18T11:17:12","modified_gmt":"2025-11-18T11:17:12","slug":"sepa","status":"publish","type":"page","link":"https:\/\/micb.md\/en\/sepa\/","title":{"rendered":"SEPA"},"content":{"rendered":"\n\t\t\t<section class='catalog-inner-page-hero-section'>\n            \t\t\t\t<div class=\"wrap\">\n\t\t\t\t\t<div class=\"breadcrumbs\"><span><span><a href=\"https:\/\/micb.md\/en\/\">Home<\/a><\/span>  <span><a href=\"https:\/\/micb.md\/en\/persoane-juridice\/\">Corporate banking<\/a><\/span><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t            <div class=\"wrap2\">\n                <div class=\"box\">\n                    \t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1352\" height=\"528\" src=\"https:\/\/micb.md\/wp-content\/uploads\/2025\/10\/1352x528_sepa-1.png\" class=\"desk-img\" alt=\"\" srcset=\"https:\/\/micb.md\/wp-content\/uploads\/2025\/10\/1352x528_sepa-1.png 1352w, https:\/\/micb.md\/wp-content\/uploads\/2025\/10\/1352x528_sepa-1-300x117.png 300w, https:\/\/micb.md\/wp-content\/uploads\/2025\/10\/1352x528_sepa-1-1024x400.png 1024w\" sizes=\"auto, (max-width: 1352px) 100vw, 1352px\" \/>\t\t\t\t\t                    <div class=\"content\">\n                        \t\t\t\t\t\t\t<h1 style=\"color: #fff;\">\n\t\t\t\t\t\t\t\tSEPA\t\t\t\t\t\t\t<\/h1>\n\t\t\t\t\t\t                                                    <div class=\"subtitle\">\n                                <p>Pl\u0103\u021bi transfrontaliere \u00een Euro<\/p>\n                            <\/div>\n                                                                            <div class=\"list\">\n                                                                    <div class=\"item\">\n                                                                                    <span>\n                                                Comision                                            <\/span>\n                                                                                                                            <p>\n                                                conform tarifelor SEPA                                            <\/p>\n                                                                            <\/div>\n                                                            <\/div>\n                                                <div class=\"content-footer\">\n                                                            <a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/other\/epc-list-sepa-scheme-countries\" class='button'>\n                                    \u021a\u0103ri SEPA                                <\/a>\n                                                    <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/section>\n\t\n\n\n            <section class='eligibility-requirements' id=\"requirements\">\n            <div class=\"wrap\">\n                                <div class=\"list\">\n                                            <div class=\"card\" >\n                            <div class=\"icon-box\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/micb.md\/wp-content\/uploads\/2025\/07\/6.-bifa.svg\" class=\"attachment-full size-full\" alt=\"\" \/>                            <\/div>\n                            <p><b>Moneda<\/b><\/br>EUR<\/p>\n                        <\/div>\n                                            <div class=\"card\" >\n                            <div class=\"icon-box\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/micb.md\/wp-content\/uploads\/2025\/07\/6.-bifa.svg\" class=\"attachment-full size-full\" alt=\"\" \/>                            <\/div>\n                            <p><b>Comision<\/b><\/br>Se achit\u0103 exclusiv de pl\u0103titor<\/p>\n                        <\/div>\n                                            <div class=\"card\" >\n                            <div class=\"icon-box\">\n                                <img loading=\"lazy\" decoding=\"async\" width=\"1\" height=\"1\" src=\"https:\/\/micb.md\/wp-content\/uploads\/2025\/07\/6.-bifa.svg\" class=\"attachment-full size-full\" alt=\"\" \/>                            <\/div>\n                            <p><b>Termen de executare<\/b><\/br>1 \u2013 2 zile<\/p>\n                        <\/div>\n                                    <\/div>\n                            <\/div>\n        <\/section>\n    \n\n<style>\n    :root {\n        --padding_desktop_top_btch:-100px;\n        --padding_desktop_bottom_btch:px;\n        --padding_mobile_top_btch:px;\n        --padding_mobile_bottom_btch:px;\n    }\n\n    .add_settings_btch {\n                    padding-top: var(--padding_desktop_top_btch);\n                    }\n\n    @media(max-width: 767px) {\n        .add_settings_btch {\n                                }\n    }\n<\/style>\n\n            <section class='tabs-with-checklist-section add_settings_btch'>\n            <div class=\"wrap\">\n                <div class=\"tabs\">\n\n                    <ul class='nav-tabs'>\n                                                    <li class='nav-item active' data-exchangeTab=\"tab-1\">\n                                Expediere transfer                            <\/li>\n                                                    <li class='nav-item ' data-exchangeTab=\"tab-2\">\n                                Primire transfer                            <\/li>\n                                                    <li class='nav-item ' data-exchangeTab=\"tab-3\">\n                                Tarife                            <\/li>\n                                            <\/ul>\n                                            <div class=\"tab-content active columns\"\n                            data-exchangeTab=\"tab-1\">\n                                                            <div class=\"box\">\n                                                                            <h6>\n                                            Pentru efectuarea transferurilor prin SEPA, clientul persoan\u0103 juridic\u0103 (pl\u0103titorul) trebuie s\u0103 respecte urm\u0103toarele condi\u021bii:\n                                        <\/h6>\n                                                                                                                <div class=\"list\">\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\"><a href=\"https:\/\/www.europeanpaymentscouncil.eu\/document-library\/other\/epc-list-sepa-scheme-countries\">\u021aara<\/a> \u0219i <a href=\"https:\/\/www.ebaclearing.eu\/wp-content\/uploads\/2025\/10\/20251002-SCT-Reachable-PSP-List_CUG.xlsx\">banca<\/a> beneficiarului trebuie s\u0103 fac\u0103 parte din <strong>sistemul SEPA.<\/strong><\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">S\u0103 dispun\u0103 de <strong>suma necesar\u0103 pentru transfer<\/strong>, inclusiv <strong>comisioane bancare<\/strong> aferente opera\u021biunii.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Sumele disponibile trebuie s\u0103 fie <strong>\u00eenregistrate \u00een contul PJ \u00een valuta EUR<\/strong> \u00eenainte de ini\u021bierea transferului.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">S\u0103 de\u021bin\u0103 \u0219i s\u0103 pun\u0103 la dispozi\u021bia b\u0103ncii <strong>documentele justificative<\/strong> necesare, conform legisla\u021biei \u00een vigoare \u0219i reglement\u0103rilor <strong>BNM.<\/strong><\/p>\n                                                <\/div>\n                                                                                    <\/div>\n                                                                    <\/div>\n                                                            <div class=\"box\">\n                                                                            <h6>\n                                            Informa\u021biile ce trebuie specificate cu exactitate:\n                                        <\/h6>\n                                                                                                                <div class=\"list\">\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Identificatorul beneficiarului* &#8211; \u00een cazul Persoanei Juridice \u2013 num\u0103rul de stat de \u00eenregistrare\/codul fiscal\/codul pl\u0103titorului VAT \/ LEI.<\/p>\n<p style=\"text-align: justify;\"><em>*<\/em>Informa\u021bii privind structura identificatorului \u00een func\u021bie de \u021bara de \u00eenregistrare a beneficiarului g\u0103si\u021bi <a href=\"https:\/\/www.oecd.org\/en\/networks\/global-forum-tax-transparency\/resources\/aeoi-implementation-portal\/tax-identification-numbers.html\">aici<\/a>.<\/p>\n<p style=\"text-align: justify;\">LEI (codul LEI, de regul\u0103, este necesar pentru o gam\u0103 larg\u0103 de companii implicate \u00een tranzac\u021bii financiare): <a href=\"https:\/\/www.gleif.org\/en\">https:\/\/www.gleif.org\/en<\/a><\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Denumirea companiei (persoan\u0103 juridic\u0103) sau numele, prenumele (\u00een cazul persoanei fizice), precum \u0219i adresa acestora.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Datele bancare: denumirea b\u0103ncii, codul SWIFT \u0219i num\u0103rul contului \u2013 IBAN.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p>Suma \u0219i destina\u021bia pl\u0103\u021bii.<\/p>\n                                                <\/div>\n                                                                                    <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                                            <div class=\"tab-content  \"\n                            data-exchangeTab=\"tab-2\">\n                                                            <div class=\"box\">\n                                                                            <h6>\n                                            Pentru primirea transferurilor prin SEPA:\n                                        <\/h6>\n                                                                                                                <div class=\"list\">\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Persoanele juridice pot recep\u021biona pl\u0103\u021bi \u00een valut\u0103 (euro) prin sistemul SEPA \u00een conturile deschise la Banc\u0103.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Beneficiarul trebuie s\u0103 furnizeze pl\u0103titorului\/expeditorului urm\u0103toarele informa\u021bii bancare:<\/p>\n<ul>\n<li style=\"text-align: justify;\">Codul IBAN al contului;<\/li>\n<li style=\"text-align: justify;\">Codul SWIFT al B\u0103ncii;<\/li>\n<li style=\"text-align: justify;\">Denumirea complet\u0103 a companiei beneficiare.<\/li>\n<\/ul>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\">Datele bancare aferente contului pot fi ob\u021binute:<\/p>\n<ul>\n<li style=\"text-align: justify;\">la solicitarea clientului, \u00een orice sucursal\u0103 a B\u0103ncii.<\/li>\n<li style=\"text-align: justify;\">desc\u0103rcate direct din aplica\u021bia MICB Business, disponibil\u0103 \u00een versiunile web \u0219i mobile.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>\u00cenregistrarea mijloacelor b\u0103ne\u0219ti \u00een cont este GRATUIT\u0102.<\/p>\n                                                <\/div>\n                                                                                    <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                                            <div class=\"tab-content  \"\n                            data-exchangeTab=\"tab-3\">\n                                                            <div class=\"box\">\n                                                                                                                <div class=\"list\">\n                                                                                            <div class=\"item\">\n                                                    <p style=\"text-align: justify;\"><strong>Comisioane pentru expedierea transferurilor SEPA:<\/strong><\/p>\n<ul>\n<li>5 EUR \u2013 Transfer \u00een format electronic din cont curent.<\/li>\n<li>30 EUR \u2013 Transfer \u00a0pe suport de h\u00eertie din cont curent.<\/li>\n<li>2 EUR &#8211; Transfer \u00een format electronic din cont de card p\u00e2n\u0103 la 1 000 EUR inclusiv.<\/li>\n<li>5 EUR &#8211; Transfer \u00een format electronic din cont de card peste 1 000 EUR.<\/li>\n<\/ul>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p>Comisioanele se \u00eencaseaz\u0103 la momentul efectu\u0103rii opera\u021biunii.<\/p>\n                                                <\/div>\n                                                                                            <div class=\"item\">\n                                                    <p>\u00cenregistrarea mijloacelor b\u0103ne\u0219ti \u00een cont bancar este gratuit.<\/p>\n                                                <\/div>\n                                                                                    <\/div>\n                                                                    <\/div>\n                                                    <\/div>\n                                    <\/div>\n            <\/div>\n        <\/section>\n    ","protected":false},"excerpt":{"rendered":"","protected":false},"author":29,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-63411","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SEPA - MICB<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/micb.md\/en\/sepa\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" 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