Salary project

Mobile and efficient management of the payroll.

Salary cards are a convenient and safe solution for paying employees’ salaries.

Convenient and practical

Employees are provided with Visa or Mastercard cards and the management is provided with Exclusive cards.

Fast

Centralized transfer of salaries for all employees.

Simple

Simplified salary payment procedure.

Secure

Confidentiality of transferred amounts and reduction of the risk related to cash management.

Time saving

Reduction of the working time when transporting cash and organizing the cash register.

Advantages for the company

Streamlining the tasks of the accounting and cashier departments, as well as ensuring the safety of employees.

Exclusion of cash and relevant costs and risks: transport, banknote handling, etc.

Centralization of the salary transfer procedure for all branches of the organization.

Possibility to request an overdraft for employees, thus, if necessity, the employee will be able to receive a loan in the amount of up to 3 net salaries.

Advantages for the employee

Benefit from free services: card issuance, card account administration, cash withdrawal from ATMs and branches of the Bank, payment for goods and services at any point of sale throughout the Republic of Moldova.

Possibility to receive cash 24/24 throughout the Republic of Moldova and abroad.

24/7 access to the Customer Support Service, in case of loss/theft of the card (no additional costs).

Secure and confidential operations.

Possibility of attaching cards for additional holders to the card account.

Possibility of applying for consumer loans based on convenient conditions.

Subscription to the SMS-Notifications, MICB Mobile services.

Large network of multifunctional ATMs available at any time for banking operations.

FAQ:

The Bank and the company sign the contract, which will regulate the procedures for issuing cards for employees and the procedures for the company’s transfer of funds to the employees’ card accounts.

  • Opens card accounts.
  • Shares with the organization the number of each card account opened for employees.
  • Quickly transfers all salaries from the organization to the card accounts.
  • Ensures processing of card transactions by the employees of the organization.
  • Shares with the Bank the employees’ data for the purpose of opening card accounts and issuing cards.
  • Transfers to the Bank the salary amounts.